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Credit Card Processing

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Payment Gateway

CyberSource Credit Card Processing

Overview CyberSource Payment Service is an enterprise-class electronic payment solution that strives to support more payment types, sales channels, major processors, and operating platforms than other solutions in the marketplace today. Payment Service gives businesses access to fast, reliable and secure electronic payment processing without developing, maintaining, and updating complex infrastructure. It couples the functionality and performance of an in-house system with the rapid deployment achieved through outsourcing.

Fast, Cost-efficient to Implement

Easy integration with shopping carts, call center systems, commerce servers, and back end internal systems through client libraries and plug-in commerce components.

Provides Access to Major Processors Worldwide.

Supports the preferred processors used by most U.S. and international merchant banks.

Supports Multiple Payment Types and Currencies Worldwide.

Includes all major credit cards, check cards, purchasing cards, and electronic checks via ACH.

Worry-free, Ongoing Maintenance.

CyberSource monitors new card association and processor upgrades and makes any changes behind the scene.

Solid Reliability and Security.

Data processing and communication security coupled with performance reliability backed by 24/7 operations support.

CyberSource Payment Service is accessed in real-time via the CyberSource Commerce Component installed on a secure NT or UNIX server. This component is available as a ready-made plug-in or a set of development libraries in C, Perl, or Java. All libraries and plug-ins facilitate secure messaging between the merchant server and CyberSource. Production-ready software and documentation are available for download at no charge.

Multiple payment types

CyberSource Payment Service enables enterprises to offer purchasers a variety of convenient payment types such as:

  • Visa
  • Mastercard
  • American Express
  • Discover/Novus
  • Diners Club
  • Carte Blanche
  • EuroCard
  • Solo Switch
  • JCB
  • Check cards
  • Purchasing cards
  • Private label cards
  • Electronic checks

Multiple Payment Operations

CyberSource Payment Services supports the operation types critical to managing payment functions:

  • Authorization
  • Capture
  • Authorization and capture
  • Manual authorization
  • Settlement
  • Return
  • Detailed error message responses

Security

CyberSource Payment Services supports the latest in card association and Internet transport security features

  • Address verification service (AVS)
  • Mod 10 Card Number Verification
  • Card verification value (CVV2), card verification code (CVC), card identification code (CID)
  • SSL encryption
  • Message protocol based on DES/RSA

How it WorksTo learn more about CyberSource solutions visit their Credit Card Processing services page.

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